You feel behind
Everyone else seems to understand tax, credit and pensions, while you’re quietly hoping nobody asks a follow-up question.
A new plain-English money guide
Things I Wish Someone Had Explained About Money
A warm, practical guide to the financial things that tend to become important precisely when you’re least prepared for them.
Buy the Kindle ebook on Amazon
£6.99Kindle ebook
You were never supposed to know all of this automatically.
The guide many of us needed earlier
Money affects almost every part of adult life. Nobody sits you down and explains how it all works.
Tax codes arrive without instructions. Credit scores somehow matter before anyone tells you what they measure. Pensions appear on payslips, wills stay on the “later” list, and sharing money with another person can become complicated very quickly.
This book explains the ordinary financial admin that so many of us are expected to understand without ever being properly taught. It won’t try to turn you into a finance person. It will help you understand what you’re looking at, know what to check and feel less lost when money suddenly becomes urgent.
This book might be for you if…
You’re capable. You just missed the briefing.
You want the useful version
You don’t need a lecture on becoming wealthy. You want to know what something means, why it matters and what to do next.
You prefer calm to hype
You’re looking for honest, emotionally aware guidance that recognises real lives, real limits and the occasional administrative mess.
Inside the book
Twenty-five chapters. The things that actually come up.
Read it from beginning to end, or keep it somewhere sensible and return when a suspicious payslip, credit application or life-admin task appears.
When your payslip starts acting suspicious
- Tax Codes
- Payslips
- Emergency Tax
- National Insurance
- Student Loan Deductions
When borrowing enters the chat
- Credit Scores
- Credit Reports
- Hard and Soft Credit Checks
- Overdrafts
- Credit Cards
- Buy Now, Pay Later
- Debt Collectors
Money for later, unfortunately
- Workplace Pensions
- Pension Contributions
- ISAs
- Investing Risk
Serious life admin
- Funeral Costs
- Wills
- Life Insurance
Money with other people
- Joint Accounts
- Moving In Together
- Lending Money to Family
- Guarantors
- Shared Debts After a Break-up
- Financial Dependence
What makes it different
Useful enough to return to. Human enough to keep reading.
This is not a promise that one budget, app or investing strategy will fix everything. It is a practical reference for real life—including low pay, high rent, debt, illness, grief, unstable work and the fact that sometimes your capacity for paperwork is simply gone.
Quick version The main point when you need an answer now.
Quick translation Financial language turned back into ordinary English.
Tiny red flag The details worth pausing over before you continue.
A few useful details
Frequently asked questions
Is this book specifically about UK money?
Yes. The explanations cover UK subjects and systems including tax codes, National Insurance, student loan deductions, workplace pensions and ISAs.
Do I need any financial knowledge before reading it?
No. The book starts from the assumption that nobody has explained this properly before. Terms are translated into plain English as they appear.
Is it a budgeting or investing book?
Not specifically. It is a broader guide to the financial things that appear throughout ordinary adult life—from payslips and borrowing to pensions, wills, insurance and shared money.
What format is available?
The first edition is a Kindle ebook, priced at £6.99. A print edition may follow later.
Is this personalised financial advice?
No. The book provides general educational information and helps readers understand common financial concepts. It does not replace personalised financial, legal or tax advice.
Short chapters. Real-life skills.
Understand the things you were somehow expected to know already.
Things I Wish Someone Had Explained About Money is available now as a Kindle ebook on Amazon UK for £6.99.
Buy the Kindle ebook on AmazonThis book and page provide general educational information only and do not constitute financial, investment, legal or tax advice. Rules and allowances can change, and individual circumstances differ.